If a family wants to buy a car, which car loan option requires them to pay the least overall, including down payment and monthly payments?

The correct answer is a crucial consideration for families looking to minimize their overall expenditure when buying a car. In car loan scenarios, the total cost involves not just the price of the car, but also the interest accrued over the loan's term, the down payment, and the monthly payment structure.

Option A likely represents a loan with a lower interest rate or more favorable terms that lead to lower total payments over time. If this option also requires a reasonable down payment and has manageable monthly payments, it would lead to the least financial impact from inception through the conclusion of the loan.

When assessing loan options, it's essential to evaluate the annual percentage rate (APR), length of the loan, and any additional fees that may be associated with each choice. Select options that align with these criteria when determining overall affordability.